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Please read this Initial Disclosure Document carefully. You'll confirm you've read it before starting the Fact Find.
1. About this document
This document has been designed to ensure consumers have all the necessary information about the services being offered and how those services will be paid for. It is an important document so please ensure you read this carefully.
2. Whose products do we offer?
First Charge Mortgages
☐We are not limited in the range of first charge mortgages we will consider for you including deals that you can only obtain by going direct to a lender. We offer products for personal & business purposes.
☑We offer Whole of Market mortgage advice but not deals that you can only obtain by going direct to a lender. We offer products for personal & business purposes.
☐We only offer first charge mortgages from a limited number of lenders, but not deals that you can obtain by going direct to a lender. We offer products for personal & business purposes.
☐We only offer first charge mortgages from a single lender but not deals that you can obtain by going direct to a lender. We offer products for personal & business purposes.
Second Charge Mortgages
☑We offer second charge mortgages.
3. Which service will we provide you with?
First Charge Mortgages
☑We will advise and make a recommendation for you after we have assessed your needs.
☐You will not receive a recommendation from us. You have decided to select your own product and we have explained the implications of this. You will receive an illustration which will tell you about any fees relating to a particular product.
4. What will you have to pay us for our services?
First Charge Mortgages – Domestic Mortgages
☐No fee payable.
☑We will charge an initial service fee of £300.00 which will be requested to obtain lender pre-approval, and a final service fee of £300.00 which will be requested upon receipt of your mortgage offer.
☑We will retain commission from the lender.
First Charge Mortgages – International Mortgages
☐No fee payable.
☑We will charge an initial service fee of £995.00 which will be requested to obtain lender pre-approval, and a final service fee of £500.00 which will be requested upon receipt of your mortgage offer.
☑We will retain commission from the lender.
5. Who regulates us?
International Property Finance Ltd is authorised and regulated by the Financial Conduct Authority (FCA). FCA Number 915694. You can check the FCA Register by visiting the FCA website at register.fca.org.uk.
6. What to do if you have a complaint
If you wish to register a complaint, please contact us:
In writing: Complaints Manager, International Property Finance Ltd, Unit 3 Lakes Farm, Off Queensborough Lane, Braintree, Essex, CM77 6TE By email: info@internationalpfg.com · By phone: 01935 722 920
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (financial-ombudsman.org.uk).
7. Are we covered by the Financial Services Compensation Scheme (FSCS)?
We are covered by the FSCS (fscs.org.uk). You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. Mortgage advising and arranging is covered up to a maximum limit of £120,000. Further information about compensation scheme arrangements is available from the FSCS.
Tick the box above to continue to the Privacy Notice.
Privacy Notice
International Property Finance Ltd · last updated 19 August 2025. Please read this Privacy Notice carefully and confirm below before continuing to the Fact Find.
Our Privacy Policy – your rights, your information and how we use it
Our Privacy Policy contains important information about what personal details we collect; what we do with that information; who we may share it with and why; and your choices and rights when it comes to the personal information you have given us.
We may need to make changes to our Privacy Policy from time to time and if we make any material changes then we will make the updated Privacy Policy available to you on our website or by other means.
Who we are
We are International Property Finance Limited and your privacy is very important to us. References to “we”, “our” and “us” are references to International Property Finance. We are a controller and processor of your personal data under applicable data protection laws, including the GDPR. As a Data Controller, we determine why and how we collect and use your personal data.
Information we collect and use
We collect and process personal data such as:
Your name, date of birth, residential and email address, contact telephone numbers, national insurance number, passport number / driving licence number, country of residence for tax purposes, nationality, bank account details, details of your assets and liabilities, income and expenditure, and occupation.
Information about your contact with us, e.g. meetings, phone calls, emails and letters.
Information that is automatically collected, e.g. via cookies or IP addresses when you visit our website.
Information classified as Special Category (sensitive) Data (see below), collected only where needed to provide a recommendation, product or service you have requested, or to comply with our legal obligations.
Information you may provide about other people, e.g. joint applicants.
Information on children, e.g. where a child is named as an occupant of the property. In these cases we collect only the information required to identify the child (such as their name, age and gender).
Any other information asked for in lender and product provider application forms and related documents.
Special Category Data
In the course of your interactions with us you may share information classified as ‘Special Category Data’. This could include information about race, ethnic origin, politics, religion, trade union membership, genetics, biometrics, health, sex life or sexual orientation.
Where you share information relating to any of these categories, e.g. about your health or a characteristic of vulnerability, International Property Finance will seek explicit consent from you to store and process such information.
Where we collect your information
We may collect your personal information directly from you and from a variety of sources including meetings with one of our advisers; telephone conversations; emails or letters you send us; an application form for a product or service; our website; your existing product providers; and any other professional advisers, e.g. your accountant or solicitor.
What we collect and use your information for
We will only ever collect and use your personal information where it is necessary, fair and lawful. We will collect and use your information where you have given us your consent (which you may withdraw at any time); where it is necessary to provide advice and arrange mortgage funding or an insurance product; or where it is necessary to meet our legal or regulatory obligations, e.g. the detection and prevention of fraud and other financial crime.
It is in the legitimate interests of International Property Finance Limited to deliver advice, information and guidance so you are aware of the options that help you get the best outcome; to better understand you and your needs so we can send you relevant communications; to mitigate business and operational risks, comply with internal policies, investigate and prevent fraud and crime, ensure information security, and protect our interests including legal rights and claims; and where it is in the legitimate interests of a third party, e.g. sharing information with your accountant, solicitor or another financial services firm. A balancing test is carried out to ensure your interests and rights are not overridden.
If you do not wish us to collect and use your personal information in these ways, we may be unable to provide you with an appropriate recommendation, information and guidance, or to maintain our relationship with you. We may reject or delay dealing with you until the relevant information is received, e.g. for Anti-Money Laundering, Know Your Customer, source of wealth or tax purposes.
Who we might share your information with
We may share your information with third parties for the reasons above, including: with your consent, your accountant, solicitor, employer or a financial adviser; companies chosen to support the delivery of our services (e.g. research, consultancy or IT companies, or an internet service provider); our regulators and Supervisory Authority, the Financial Conduct Authority (FCA), and the Information Commissioner’s Office (ICO); and law enforcement agencies for the prevention and detection of crime.
We will never sell your details to someone else. Whenever we share your personal information, we do so in line with our obligations to keep it safe and secure.
Where and how your information is stored
Your information is processed in the UK and the United Arab Emirates (UAE). To protect its security we implement appropriate technical and organisational safeguards and maintain adequate policies, procedures and controls. Your data is stored electronically on a cloud encrypted server based in the United Kingdom. No data is stored on computer hard drives or removable devices such as CDs, DVDs or memory sticks.
We keep your personal information only where necessary to provide our services while you are a customer, and for 6 years after financing or insurance has been arranged. Once arrangements are in place, data is stored but not processed unless required for legal reasons.
Your individual rights
Right to be informed – to receive clear information on what data we hold, why, and who we share it with (via this Privacy Notice).
Right of access – to request a copy of your personal information (a DSAR), free of charge, supplied within 30 days.
Right to rectification – to have inaccurate or incomplete information corrected.
Right to erasure – to have your data removed where there is no compelling reason to keep it.
Right to restrict processing – to ask us to block or suppress processing for certain reasons.
Right to data portability – to obtain and reuse your personal information across different services.
Right to object – to object to processing based on legitimate interests (including profiling), direct marketing, or research and statistics.
Marketing and cookies
With the introduction of the Consumer Duty, the level of communications from our business is likely to increase to support customers in understanding the products and services offered throughout the relationship. We would like to send you information about our services that we think you might like; if you have agreed to receive marketing material, you may opt out at any time.
We use cookies on our website to collect anonymous information about how visitors use our site, to help improve it and give you the best experience. Under the Privacy and Electronic Communications Regulation (PECR), opt-in consent is required for these cookies. You can set your browser not to accept cookies, though some website features may not function as a result. For more information, visit allaboutcookies.org.
How to contact us and make a complaint
To exercise your rights or ask any questions, contact the Data Protection Officer, International Property Finance Limited — info@internationalpfg.com — 01935 722 920 — 20 Wenlock Road, London, N1 7GU.
If you do not believe we have handled your information as set out in this Privacy Notice, please write to us at the address above, telephone 01935 722 920 or email info@internationalpfg.com and we will do our utmost to make things right. If you are still unhappy, you can complain to the Information Commissioner’s Office (ICO) at ico.org.uk, telephone 0303 123 1113.
Tick the box above to continue to the Fact Find.
Mortgage Fact Find
Please complete every field as fully as you can. The more detail you give us, the faster we can progress your application. If anything doesn't apply to you, leave it blank.
Authorised & regulated by the Financial Conduct AuthorityFCA No. 915694
All information is treated in strict confidence and used only to assess your mortgage application. Please be as thorough as possible as this will allow us to provide comprehensive advice tailored to your situation.
